Stay anonymous and find the best mortgage rates
What is Rate Pair?
The best rates
We pair you with the best mortgage rates from a curated list of competitive and competent lenders.
Saves you money
Shopping for a mortgage can save you thousands in fees and tens of thousands in interest paid over the life of your loan. Shopping by yourself is time-consuming and comparing quotes is difficult.
It's secure
We shop real quotes from real lenders for you without sharing your personal info until you give us the green light.
Frequently Asked Questions
How does Rate Pair work?
You start by giving us some basic information. We then communicate this to our network of lenders, but here's the key: they don't get your personal details until you decide they're the right fit for you. Once you review and select a mortgage rate quote that aligns with your needs, we facilitate a smooth handoff to the lender of your choice. This way, you maintain control over your personal information and make an informed decision without any pressure.
Do you sell my data?
Nope, not at all. We value your privacy. We share your basic loan data with our network of lenders, but your personal information like name and email are private until you choose to move forward with a quote.
How is Rate Pair different from using a traditional mortgage broker?
We simplify the rate shopping process. Traditional brokers might require a lot of personal details and documents upfront - we don't. With us, you can easily compare rates without sharing too much personal information right away.
Will Rate Pair pull my credit?
No, we don't. We ask for your estimated credit score to get you the most accurate quotes. Remember, if the actual score pulled by the lender differs, your quote might change.
Should I wait to get quotes until I've found a home?
We recommend that you start looking for rates when you're seriously considering buying a home and might make an offer within the next 30 days. Quotes do change, but you'll have a clear idea of which broker to work with.
What if my loan details change? Can I shop for quotes again?
Currently, we offer one-time shopping for quotes. If things change, you can update your quote with the broker you've chosen. Need to restart? Just email us at hey@ratepair.com, and we'll assist you.